I was disappointed a few weeks ago when I received a notification that my primary care doctor, who I’ve been seeing for the last two years, had stopped accepting my current company’s health insurance. In this city, it’s one of the most aggravating and trying experiences to find the right doctor for anything. Her assistant said she’d happily see me as an “out-of-network” provider, but I immediately declined. My company is paying enough for health insurance for me; why should I have to give any doctor even more money out of pocket?! No one is that good in this crappy American healthcare system where we are constantly getting gouged left and right.
So, I was relieved when I called my gynecologist’s office today to find out that they have no changes in the insurances they accept and that I could still come in for a visit “in-network.” Well, there was a clarifying question.
Me: Does Dr. XXXX accept Blue Cross Blue Shield as in-network?
Assistant: Is it Blue Cross Blue Shield through your employer?
Assistant: Then great! We certainly do accept them.
Hmmm. What could this be about — the healthcare exchange through the Affordable Care Act…? We cannot even have those who are getting their own health insurance covered in the same way that we are covered because we have the luxury of having healthcare through our employers, whereas those others will just constantly get rejected left and right? This stupid healthcare system makes me more and more mad every single time I read an article about it or have a phone conversation with a provider like this. This should not be our normal.